Adam and I were married really young (21 & 19 respectively).
I am so thankful we were introduced to Dave Ramsey before we were married. I will credit this to Daryl Wolgemuth teaching one night at the college group. From that point on, Adam and I read Dave Ramsey’s books and listened to his radio show preparing us for when we were going to have to live on a budget. 
It is said that before you get married you need to agree on the 4 main pieces: Money, Dealing with In-laws, Children, and Religion. Doing so will save you from a multitude of fights and disagreements later on.
